Terms and Conditions
Effective Date: 04/01/2026
Welcome to Caliber Coverage (“Company,” “we,” “our,” or “us”). By accessing or using our website, you agree to be bound by these Terms and Conditions.
If you do not agree, please do not use this website.
1. Use of Website
You agree to use this website for lawful purposes only. You may not:
Use the site in violation of any applicable laws or regulations
Attempt to gain unauthorized access to systems or data
Interfere with the functionality or security of the website
2. No Professional Advice or Binding Coverage
Information provided on this website is for general informational purposes only and does not constitute:
Insurance advice
A guarantee of coverage
A binding insurance agreement
Insurance coverage is only bound through a licensed agent and confirmed by an insurance carrier.
3. Lead Generation and Third-Party Relationships
Caliber Coverage operates as a marketing and lead generation platform.
By submitting your information:
You acknowledge that your information may be shared with or sold to licensed insurance agents, agencies, or partners
These partners may be affiliated or unaffiliated with Caliber Coverage
You may be contacted by one or more parties regarding your request
Third-party agents and agencies are independent and are not employees or representatives of Caliber Coverage.
We do not guarantee:
That you will receive a quote
That you will be matched with a specific provider
The availability, pricing, or terms of any insurance product
4. Consent to Communications
By providing your contact information, you consent to receive communications from us and our partners, including:
Phone calls
Text messages (SMS), including those sent using automated technology
Emails
Message frequency may vary.
Message and data rates may apply.
You may opt out of:
SMS messages by replying STOP
Emails by using the unsubscribe link
Your consent to receive communications is not required as a condition of purchase.
5. User Submissions
By submitting information through our website:
You represent that all information provided is accurate and truthful
You are responsible for any errors or omissions in the information submitted
You grant us the right to use and share your information as described in our Privacy Policy
6. Intellectual Property
All content on this website, including text, graphics, logos, and design, is the property of Caliber Coverage and is protected by applicable intellectual property laws.
You may not reproduce, distribute, or use any content without prior written permission.
7. Third-Party Links and Services
Our website may contain links to third-party websites or services.
We are not responsible for:
The content of third-party sites
Their privacy practices
Their services or offerings
Use of third-party services is at your own risk.
8. Limitation of Liability
To the fullest extent permitted by law, Caliber Coverage shall not be liable for any:
Direct, indirect, incidental, or consequential damages
Losses arising from use of this website
Errors or omissions in content
Actions or services provided by third-party agents or partners
Your use of the website is at your own risk.
9. Disclaimer of Warranties
This website is provided “as is” and “as available.”
We make no warranties, express or implied, regarding:
Accuracy of information
Availability of the site
Fitness for a particular purpose
10. Indemnification
You agree to indemnify and hold harmless Caliber Coverage from any claims, damages, or expenses arising from:
Your use of the website
Your violation of these Terms
Your submission of false or misleading information
11. Dispute Resolution and Arbitration
Any dispute arising out of or relating to these Terms or your use of the website shall be resolved through binding arbitration in the State of Utah, rather than in court, except where prohibited by law.
You agree to waive any right to participate in a class action lawsuit or class-wide arbitration.
12. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the State of Utah, without regard to conflict of law principles.
13. Changes to These Terms
We may update these Terms and Conditions at any time.
Changes will be posted on this page with an updated effective date.
14. Contact Information
Caliber Coverage
1434 E 820 N
Orem, UT 84097
Email: [email protected]